What closing costs should you expect?

 American Dream of Northeast Florida, Inc. can walk you through closing - 904-964-5424
There are certain normal costs associated with closing the sale of a home. These costs are often divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the transaction.

Closing costs that are loan-related    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, not only will we work to get the optimal sales price, but we'll also advocate for limited closing costs. And once we've arrived at an agreement, we'll fully explain the closing costs so you know exactly where your money is going.

Buyers: When buying a home in Starke, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within a tolerable range so you're not startled when you arrive at closing time. We'll be glad to look through the estimate with you, answering your questions and highlighting any estimates that are uncertain.

Finding the right home at the right price is just one aspect of a home sale or purchase. American Dream of Northeast Florida, Inc. is experienced at helping both buyers and sellers when it comes to closings. E-mail or call me today at 904-964-5424 if your needs include a professional REALTOR® ready for the business side of real estate.

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